Merchant Credit Scheme

To meet the financial need of Business man/Retailer/Traders/Service Providers falling under largest group.

1. All group of business man such as whole sale traders/Retail traders dealing in TV, Fridge, Automobile, Hotel, Restaurants, Ready made Garment shop wares etc.
2. Applicant must possess:
(a) Registration of Shop/Business.
(b) Sales Tax Registration.
(c) For retail trade drug license etc. as the case may be.

Fixation of Limit:
1. Maximum loan limit Rs. 10 Lacs per applicant or 20% of annual sales which ever is  less.

Type of Limit: 
Cash Credit.

Rate of Interest:
As per applicable from time to time.

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